Jean Chatzky, editor-at-large for ‘Money Magazine’ and financial editor for NBC’s Today Show, has a new book, Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever. The premise of Make Money not Excuses is simple – there are four basic things you need to do:
1. You need to make a decent living.
2. You need to spend less than you make.
3. You need to invest the money you don’t spend.
4. You need to protect yourself and this financial world you’ve built.
These four tenets are so easy to understand that you probably don’t need to read the entire book but do. Chatzky is also a money coach and her steps to financial independence may be just what you need to get on track for a healthy financial future.